Information about MKB Invest
When choosing a financial partner, it is important to consider not only the offers but also the legislative framework, as well as user reviews online. This will help make the right choice. High interest rates do not always mean high income. Scammers often hide behind seemingly profitable schemes. One such case is the company MKB Invest.
What is known about the financial organization?
MKB Invest, according to information, is part of Moskovsky Kreditny Bank. Having received negative feedback due to a lack of customer-oriented approach, the bank is actively combating online fraud. Even a warning about possible risks was posted on the website.
Last year, MKB announced the launch of a new investment product, as reported by the media. The bank’s official website includes a link to a resource where details of the commercial offer can be found, invest.mkb.ru. However, it should be noted that this platform is not associated with MKB Invest (website mkb-invest.ru), as confirmed by a whois check.
The legal aspects of LLC MKB Investitsii, owned by the bank, are in order. Permissions for brokerage, dealer, and depository activities have been obtained from the Central Bank of Russia. However, the license for securities management was revoked in 2019, ruling out dealing with stocks and bonds.
MKB Invest lacks the necessary legal basis for its operations.
Commercial terms of MKB Invest
The website mkb-invest.ru offers investment in securities with the option to use a yield calculator. Notable features of the product include:
- minimum deposits starting from 1,000 rubles,
- income in the form of 13% annual return from the state through an Individual Investment Account (IIA),
- the ability to invest in shares and bonds of the country’s largest companies,
- deposit terms ranging from 1 year to 4 years.
Internal rules and documents were not found on the platform. User reviews indicate a lack of positive experiences.
For the convenience of remote investing, the MKB Invest mobile application is provided, but the links turned out to be inactive. Users who managed to install the application complain of constant errors and unstable program performance.
Reviews of the investment platform MKB
No reviews regarding mkb-invest.ru were found online. It is unclear whether this service is associated with Moskovsky Kreditny Bank or if it is a financial scam.
If MKB Invest is related to Moskovsky Kreditny Bank, users leave negative feedback. People report significant financial losses from investing in this project.
By denying compensations, MKB leaves investors with problems.
Mechanism of fraud on the mkb-invest.ru platform
MKB Invest promises high deposit interest rates exceeding bank deposits. Using an online calculator, users calculate their income and hope for profits. Fraudsters rely on this, accepting money for management without bearing financial responsibility.
The long deposit term (up to 4 years) complicates fraud detection for many depositors. Funds cannot be withdrawn, they can only be invested. Moreover, the licenses of LLC MKB Investitsii are at risk. Deceived investors are likely to face financial difficulties.
Final conclusion
MKB Invest is a suspicious organization claiming to be linked to Moskovsky Kreditny Bank. In reality, this fact is unsubstantiated. Considering the reputation of the bank itself, it is better to avoid doing business with MKB Invest.
I am extremely dissatisfied with my experience with MKB Invest. Initially, they promised promising investment opportunities with a comprehensive evaluation of proposals. However, their services failed to live up to the claims. There was a lack of transparency in their dealings and hidden charges kept popping up, costing me more than what I had bargained for. I also had to chase them constantly for updates on my investments; their customer service was far from prompt or helpful. In fact, they seemed more interested in acquiring new clients than looking after the existing ones. Bad advice and improper handling of my investments resulted in a significant loss. I would not recommend MKB Invest to anyone looking for a reliable and responsible broker.