Investment project Fincom: honest reviews and real assessment of conditions
The organization Fincom (LLC Fincom) claims that in case of client dissatisfaction, it is ready to refund their money. But how justified are such confident statements? According to reviews, we are dealing with a suspicious investment project that has harmed many investors. Promises of fund returns and profitability of up to 240% per annum, as how they interact with depositors, raise serious doubts. Let’s find out what this company is hiding. Let’s check for the presence of legal documentation, terms of commercial offers, and user opinions about Fincom.
Getting to know the Fincom website
The company Fincom presents itself as a consulting firm, promising to help in obtaining passive income while fully controlling risks. According to data, the project has already been joined by 180 investors who have earned over 620 thousand dollars. Checking the domain history indicates false statistics. The site was launched only in April 2022, which is a novelty.
The only language interface option of the website is Russian. The project is mainly aimed at investors from Russia. However, it is claimed on the platform that the company’s clients are users from different countries, relying on Fincom’s professionalism and years of experience. The overconfidence of scammers is striking.
Information about the company’s creators is absent on the site, and the specified phone number actually belongs to the service Freno, dealing with spare parts for motorcycles.
Facts about Fincom: a brief overview of information
Fincom conceals information about itself and does not provide legal documents. However, by the name and address in Novosibirsk, they were found in the Unified State Register of Legal Entities.
LLC Fincom was registered on 02/14/2022 (OKVED – Activities of providing consulting services for financial intermediation). The authorized capital of Fincom is only 10,000 rubles, indicating the impossibility of bearing financial responsibility. The company is registered at the address: Novosibirsk, ul. Frunze, 86 (office 303). The director and 100% owner is a citizen of the Russian Federation, Makarov Dmitry Olegovich.
This character was already known on the Internet. Earlier, together with Kazeykin Evgeniy Fedorovich, he founded Investment Capital Group (ICG). This fake investment company managed to deceive many and received numerous negative reviews.
After the project failed, the scammers decided to launch a new scam – LLC Fincom. The commercial offer remained the same, only the promised profitability was reduced from 400% to 240% per year.
Considering the extremely short existence of Fincom, the platform did not fall under the blocking of Roskomnadzor. There are many companies with the name Fincom in the list of licensees of the Central Bank of the Russian Federation, but our company is not there. Inappropriate organizations were sifted out by the registration address.
The company operates illegally, which means a lack of guarantees for fund returns. Based on the reviews of deceived users, it will be extremely difficult to get your money back.
What do they promise to investors?
According to the statements of the pseudo-investment company, on their platform, you can get an education and start earning with the help of the automated trading system Fincom Bot. They do not provide specific investment plans, but there is a profitability calculator, according to which:
- deposit amount – from 1,000 dollars,
- deposit term – 1, 3, 6 months, and 1 year,
- interest rate – from 12% per month.
Also, on the Fincom platform, they offer to earn through the Crypto Trade program, but funds can only be invested under trust management. No specific conditions are indicated.
Investor reviews
There are reviews on the Fincom website, all of them are approving and written according to a single template. The inability to add new comments indicates the falsity of the reviews.
However, on the Internet, a negative opinion about Fincom has already formed. Many people have lost money due to cooperation with this fake project.
Fraud scheme
To promote their offer, scammers use an affiliate program. They offer high rewards, a deep structure of up to 10 levels, and regular bonuses. So be vigilant if you come across an offer from one of the scam partner.
In essence, Fincom is a modern MMM, a financial pyramid, where only the top benefits. Ordinary investors will not make a profit. When the time for payment comes, scammers will simply stop responding. The phone number is fake, it is impossible to reach them, and a request for a callback is useless. Once the fraudsters realize that there is nothing more to “squeeze” out of you, they will stop responding to inquiries.
Conclusions
Fincom’s promises are an absolutely unattainable dream. Scammers will not provide you with an opportunity to earn, their goal is completely different. They have already launched similar fake investment projects and operate according to a standard scheme. The company lacks licenses for legal activities, it operates on the edge of the law and is not afraid of punishment from regulators. Be cautious, they will not miss the chance to deceive you and scam you for the maximum amount.
I had quite a disappointing experience with the Fincom Broker investment project. The lack of transparency was shocking. Investment terms and conditions were not clearly outlined, making it very challenging to make informed decisions. The customer service was extremely poor. There was almost no immediate assistance and it was often difficult to receive a response to my queries. The services they offer are also extremely limited, restricting the options available for investment. The platform itself is not user-friendly and often had technical glitches leading to deals falling out. It is impossible to make a substantial profit from this broker without losing a considerable amount first. I wouldn’t recommend it.